Living Silver Pack - Day to Day

What We Offer.

We ensure that your stay in Europe is as trouble free as it can be, and that you remain ‘legitimate’ in terms of your relationship with the local Authorities.

So first of all, we ensure that you are aware of and respond to the need to pay local taxes and charges – the Tax d’Habitation amongst others – and that you are aware of any rights and obligations you have with regard to occupying the property in which you live.

In regards to Health Care in Europe; this can seem very different per country, depending where you are from; you may be surprised to find that you are expected to pay for most of your medical treatment in Europe, right down to paying your local doctor.

We take the time to explain the complexities of the Health system so that you are not left with large medical bills.

Most expats will speak about the importance of obtaining the Carte Vitale – the means by which you access health services and gain reimbursement of part of the cost of doing so. We assist you in gaining your Carte Vitale - if at all possible - as quickly and as conveniently as possible (our best is less than 3 weeks from submission to Card being issued). We also ensure that you have sufficient additional Insurance (Insurance Mutuelles) to cover the difference between standard rates of reimbursement and the total cost of your care.

We will ensure that you are properly registered with the authorities with regard to your liability for payment of tax and other social charges. We help you to determine your liability for tax / charges (a supplement for the tax return will be required and that cost depends on complexity), also your entitlement (if any) to benefits paid by the European Authorities. This can be a relatively straightforward affair, but where you have income coming from another country (pensions, dividends or interest earned, or even a work-based income earned whilst working in another country), then your tax affairs can become very complex very quickly. Equally, if you have children, dependent relatives, suffer disabilities, etc., you may be entitled to various payments and benefits that are not always advertised or easily found if you don’t know the system well.

As a resident of the European Union you are expected to know the law regarding the correct declaration of income. To not do so risks significant penalties being levied against you. As always, ignorance is not accepted as an excuse in the eyes of the law! So we offer professional advice from a qualified accountant, to ensure that you register and declare your financial status in good time, and that you file a correctly completed tax return when necessary, so in effect you declare your taxes with our translation. We ensure that your obligation to pay other social charges is covered similarly. We ensure that you remain legal and not at risk of penalty with regard to your residence in Europe.

Finally we act as a mediator and facilitator between you and the authorities. We are able to attend certain, specific, meetings to mediate and speak on your behalf. In addition, we are available by telephone to speak to the authorities for you. We are able to translate official letters received from the authorities and to write back on your behalf in the language required to respond to such letters. (Please see the detailed terms and conditions of this pack for information on meetings and translation services).

(1)Monthly plans available to EURO bank account holders only, if outside the EURO monetary zone the annual premium is payable, please ask us about this.(2)Assistance is defined as a basic help on an issue covered by this pack. For example : not indepth legal assistance or translating 20 pages of an insurance contract but more letting you know what is in the contract or your basic rights

Trusted By More Than 9,000 Happy People.

We treat each client as an individual; we work on the premise that each client will have their own specific issues
and needs, and so we listen carefully to what the client has to tell us before we begin to work on their behalf.
We apply our unique systems approach to problem-solving and solutions generation to our client’s issues and challenges.